Self funded plans let you budget for smaller, more predictable claims and focus on providing the benefit features that most employees need and want. You'll experience greater control over spending and benefit design, with enhanced possibilities for customization and access to data.
You pay for claims as they happen and keep any savings left over in your claim fund. Meanwhile, stop loss insurance protection ensures you’re still covered in the event of unpredictable catastrophic claims.
Unlike fully insured plans, there is no "one-size fits all" approach to benefits. We guide you in customizing a benefit plan that will work best for your employees.
Access to local and national provider networks is up to you. You choose which networks will work best based on your unique needs.
You have access to all the data needed to fine-tune your benefits, manage your costs, and plan for the future.
The relatively low cost of dental benefits make it highly affordable for groups to self-fund. Because dental benefits are usually capped at a certain level, the risk to an employer of excessive costs for the plan are minimal. Generally a group will realize generous savings over a traditional fully-insured dental program.
When you decide to create a custom, partially self-funded benefit plan, you will experience the advantages of transparency, affordability, flexibility and enhanced reporting, all while providing employees with exceptional benefits. Let us do the heavy lifting by reviewing your claims history combined with the key needs presented by your workforce. Together, we can build a plan that puts you in control.
Adding a health reimbursement arrangement (HRA), Flexible Spending Account (FSA) or Medical Reimbursement Plan (MRP) to your benefit offering is an easy, low-cost solution for enhancing your employee benefits in a way that will be meaningful to your employees. We can help you customize the plan for the unique needs of your employees.
A customizable MEC or MEC Plus plan is a low-cost option for offering employees medical coverage that is also ACA compliant. We can tailor a plan that meets your specific goals.
No longer is it only large employers that can enjoy the benefits of self-funding. Delivery of health benefit plans through a self-funded model is easier and more financially secure than ever, allowing employers of all sizes to enjoy the benefits of the most flexible, innovative customizable solutions available.
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