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Healthcare Reform

Healthcare Reform Information

What does health care reform encompass?

The Patient Protection and Affordable Care Act (PPACA), signed into law in 2010, was enacted with the goal of lowering the number of uninsured Americans. 

How will health care reform affect you?

  • Health care will be available with no pre-existing waiting periods.
  • Preventative services, such as diabetes and blood pressure screenings, covered at 100%.
  • Children can remain on their parents’ plan until age 26.
  • Small businesses will receive a tax credit to offset the burden of offering health care in comparison to larger companies that can afford employee benefits.
  • Lifetime and annual dollar limits on essential medical treatments will be phased out by 2014, which means that consumers will no longer be denied coverage once their medical expenses reach a certain dollar amount.
  • Businesses with more than 50 employees are required to offer health insurance to employees or face penalties of $2,000 per employee.
  • Reporting requirements and fees such as the Transitional Reinsurance Program fee and Patient Centered Outcomes Research Fee apply to both fully insured and self-funded employer health plans.

Get started today!

MBMC can help you select a health care policy to both cover your needs and meet government requirements. Times of drastic change can be confusing. We are here to answer your questions and guide you to a viable solution. Call us to today to get started!

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